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A promissory note is a written promise by one party (the maker) to pay a specific amount of money to another party (the payee) on a specified date or on demand.
Yes. A properly signed promissory note is a legally binding financial instrument that can be enforced in court.
A promissory note is a one-sided promise to pay. A loan agreement is a bilateral contract that includes both the lender's and borrower's obligations.
Notarization is not required in most jurisdictions, but it adds an extra layer of authenticity and can make enforcement easier.
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